💰 Freelance Fee Calculator

Estimate platform fees using your contract rate. Free to use; taxes, exchange spreads and payout charges are excluded.

Enter the client budget below to estimate earnings after the modeled service fee.

Have a net target? Calculate what to charge · Upwork vs Fiverr: worked fee examples

Follow a $1,500 project: price, contract and first invoice

10% is an example, not a universal rate. Enter the rate shown on your contract.

See worked examples, formulas and our review method

Highest Net in This Fee Estimate

$0

Platform Name

Upwork

0–15% Contract Fee
(enter your actual contract rate)
$0
Fee: $0

Fiverr

20% Seller Fee
(standard seller earnings: 80%)
$0
Fee: $0

Freelancer.com

10% or $5 min
(fixed projects)
$0
Fee: $0

Toptal

Contract-specific
(not included in this estimate)
$0
Fee: $0
⚠️ Note: Estimates exclude tax, payout fees, currency conversion and contract-specific exceptions. Freelancer.com uses the fixed-project fee, including the $5 USD minimum. A negative net is possible for very small projects. Toptal terms must be checked separately. Last reviewed: 15 October 2026. Upwork source · Fiverr source · Freelancer source
PlatformFee RateFee AmountYou ReceiveScope

💳 Payout Charges — Check Your Provider

PayPal
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Payoneer
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Wise
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Wire Transfer
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💡 Get Paid Faster & Keep More Money

Payout fees depend on your country, currency, method and account. Affiliate links below may earn us a commission.

How much should you charge to keep your target amount?

Use this reverse fee calculator for a USD project. Enter what you want to keep after the platform service fee, then compare the gross amounts. This is an illustrative fee model, not a quote from the platforms.

Example: keep $1,000 before tax and payout charges

Fiverr: $1,000 ÷ 0.80 = $1,250. At an example Upwork rate of 10%, $1,000 ÷ 0.90 rounds up to $1,111.12. The standard Freelancer.com fixed-price model also gives $1,111.12. These are different from a $1,000 client budget, which leaves $800 on Fiverr or $900 at a 10% fee.

Why adding 20% is not enough

Adding 20% to a $1,000 target gives $1,200, but Fiverr’s 20% deduction leaves only $960. Divide by the retained share instead: target ÷ (1 − fee rate). For Freelancer.com fixed-price projects, use the larger of target ÷ 0.90 and target + $5; this accounts for the minimum fee. A $10 target therefore needs $15 in that model.

Gross amounts round upward to the next cent. Fee deductions shown are estimates before platform-specific rounding. Taxes, payout charges, currency conversion, buyer fees, promotions, hourly-contract rules and client-acquisition costs are excluded. Use your actual Upwork contract percentage; 10% is an example. Check the official sources in this guide before quoting a client.

More reproducible examples and our review method · Compare a client’s existing budget

Plan a project from quote to payment

  1. Set a sustainable planning rate
  2. Find the amount to charge for your target net
  3. Write down scope and payment milestones
  4. Prepare and check a milestone invoice

See every step in one fictional $1,500 website project

📊 Understanding Freelance Platform Fees in 2026

Freelancing has become a major source of income for millions worldwide. However, one thing many freelancers overlook is how much platforms actually take from their earnings. Our freelance fee calculator helps you see the real numbers before you accept a project.

🔍 Upwork Fees Explained

Upwork freelancer service fees range from 0% to 15% per contract. Check the fee displayed for your contract before estimating. Client charges are separate and are not included here.

🎨 Fiverr Fees Breakdown

Fiverr credits sellers with 80% of each completed order, including extras and tips. A $1,000 order therefore yields $800 before payout fees and taxes. This calculator does not assume a repeat-client discount.

🌐 Freelancer.com Fee Structure

Freelancer.com charges 10% or $5 minimum per fixed project, whichever is greater. For small projects under $50, the $5 minimum can be a significant percentage. For hourly projects, the fee is 10% with no minimum. For contests, the fee is 10% or $5.

⭐ Toptal: The Premium Option

Toptal uses its own matching and contract arrangements. We do not have a verified universal freelancer deduction to apply, so it is excluded from this fee estimate. Review your actual agreement.

❓ Frequently Asked Questions

Which freelance platform has the lowest fees?

The lowest fee depends on your contract. Upwork ranges from 0% to 15%, Fiverr retains 20%, and Freelancer.com charges 10% or $5 USD minimum for standard fixed-price projects. These fees alone do not determine the best platform.

Does Upwork charge clients too?

Upwork client charges are separate from freelancer fees. Check the current client terms directly; this tool estimates freelancer deductions only.

How can I reduce withdrawal fees?

Compare provider quotes for your country, currency, amount and payout method. Receiving, withdrawal and conversion charges are different fees; this tool does not calculate them.

Is Fiverr worth the 20% fee?

Compare client access, workflow and net earnings rather than fees alone. Standard Fiverr seller earnings are 80% of the order amount; payout fees and taxes may reduce the final amount.